Car insurance: how to save on your premium

Assurance automobile : comment économiser sur votre prime d'assurance

How to save on your car insurance premium

Do you want to reduce your car insurance costs? Here are some tips to help you save on your insurance premium.

Compare the different offers

The first step is to compare the different offers offered by insurance companies. Take the time to check the rates and conditions offered by each company and choose the one that offers the best value for money.

Reduce your deductible

A deductible is a sum of money that you must pay in the event of a claim. The higher your deductible, the lower your insurance premium will be. However, you should be aware that you will have to pay a larger sum in the event of a claim.

Insure multiple vehicles

If you have several vehicles to insure, you can benefit from more advantageous rates by taking out an insurance contract for all of the vehicles. This can save you up to 30% on your insurance premium.

Use tracking devices

Many insurance companies offer tracking devices that can monitor your driving and offer discounts on your insurance premium if you drive responsibly. These devices can help you save up to 25% on your insurance premium.

Pay your premium in one go

If you pay your insurance premium in one go, you can benefit from a discount. This discount can be up to 10% of the total premium.

Adopt security measures

You can also reduce your insurance premium by installing additional safety features in your vehicle. These devices may include alarm systems, locking systems, monitoring systems and immobilizer systems.

Join an insurance group

If you are part of an insurance group, you can benefit from reduced rates on your insurance premium. Insurance groups may include employers, associations or clubs.


By following these tips, you can significantly reduce your car insurance costs. Do not hesitate to consult the mesconseilsfinance blog for more information on traveling around the world and financial advice.